"We are strained but hopeful, struggling but encouraged."
1)銀行或者金融有關
a)
Our most urgent task upon taking office was to shore up the same banks that helped cause this crisis. It was not easy to do. And if there's one thing that has unified Democrats and Republicans, it's that we all hated the bank bailout. I hated it. You hated it. It was about as popular as a root canal.
b)
So I supported the last administration's efforts to create the financial rescue program. And when we took the program over, we made it more transparent and accountable. As a result, the markets are now stabilized, and we have recovered most of the money we spent on the banks.
c)
To recover the rest, I have proposed a fee on the biggest banks. I know Wall Street isn't keen on this idea, but if these firms can afford to hand out big bonuses again, they can afford a modest fee to pay back the taxpayers who rescued them in their time of need.
d)
One place to start is serious financial reform. Look, I am not interested in punishing banks, I'm interested in protecting our economy. A strong, healthy financial market makes it possible for businesses to access credit and create new jobs.
e)
The steps we took last year to shore up the housing market have allowed millions of Americans to take out new loans and save an average of $1,500 on mortgage payments.
f)
But each time a CEO rewards himself for failure, or a banker puts the rest of us at risk for his own selfish gain,
2)就業機會
That is why jobs must be our number one focus in 2010, and that is why I am calling for a new jobs bill tonight.
a)
So tonight, I'm proposing that we take $30 billion of the money Wall Street banks have repaid and use it to help community banks give small businesses the credit they need to stay afloat.
b)
we can put Americans to work today building the infrastructure of tomorrow. From the first railroads to the interstate highway system, our nation has always been built to compete. There's no reason Europe or China should have the fastest trains, or the new factories that manufacture clean energy products.
c)
we need to encourage American innovation.
But to create more of these clean energy jobs, we need more production, more efficiency, more incentives. That means building a new generation of safe, clean nuclear power plants in this country. It means making tough decisions about opening new offshore areas for oil and gas development. It means continued investment in advanced biofuels and clean coal technologies. And yes, it means passing a comprehensive energy and climate bill with incentives that will finally make clean energy the profitable kind of energy in America.
But even if you doubt the evidence, providing incentives for energy efficiency and clean energy are the right thing to do for our future because the nation that leads the clean energy economy will be the nation that leads the global economy. And America must be that nation.
d)
we need to export more of our goods. Because the more products we make and sell to other countries, the more jobs we support right here in America.
We will double our exports over the next five years
help farmers and small businesses increase their exports, and reform export controls consistent with national security.
We have to seek new markets aggressively, just as our competitors are.
And that's why we will continue to shape a Doha trade agreement that opens global markets, and why we will strengthen our trade relations in Asia and with key partners like South Korea, Panama, and Colombia.
e)
we need to invest in the skills and education of our people.
3) 財政赤字
I would have liked nothing more than to start bringing down the deficit.
I'm proposing specific steps to pay for the $1 trillion that it took to rescue the economy last year.
a)
Starting in 2011, we are prepared to freeze government spending for three years. Spending related to our national security, Medicare, Medicaid, and Social Security will not be affected. But all other discretionary government programs will.
b)
we will work within a budget to invest in what we need and sacrifice what we don't. And if I have to enforce this discipline by veto, I will.
we will not continue tax cuts for oil companies, investment fund managers, and those making over $250,000 a year. We just can't afford it.
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